A house to stay in is a dream for all of us. But,the high cost of land and the high rate of interest on home loan are creating problems to the dreams of many. Now that the interest rates are on the decline and real estate prices are almost stagnant, many home buyers are planning…
First of all,before going into the home loan tips and tricks, let us understand what Home Loan is and what you should keep in mind before taking a Home Loan. What is Home Loan – Definition and Process Home Loan is a loan given to a person in helping him buy a house. You cannot think…
What are PPF withdrawal rules after 15 years in India? Is partial withdrawal allowed in PPF ?What are interest rates on PPF ? Where can I get the PPF withdrawal form? Can I take a loan from my PPF account?How can I save tax by investing in PPF? What is the maturity period of PPF?…
Insurance Companies were in a race to launch new “ULIPs” for the first 10 years till IRDA came out with certain restrictions in this sector. Agents are still enjoying a decent commission in ULIPs, but from where did these companies offer such high commission to agents? Naturally,they are deducting various charges from the policyholder’s account…
When should I start planning for my Retirement? How much money is enough to retire at 50 in India ? Can I Retire early? Can I maintain the standard of living after Retirement? These are the questions in the minds of many like you and me. Why we are so much worried about our Retirement…
Who is an Insurance Ombudsman Act ? What is “Insurance Ombudsman” role & limits in India? What is Ombudsman Scheme? How to find Ombudsman Address? How can I register a complaint to Ombudsman? You are hearing of many claim rejection cases by Insurance companies. Some Insurance Companies have even started claiming that they have the…