Is it possible to be an Indian and not have every single dialogue memorized from the iconic ‘Sholay’? We say,not quite! Sholay is just not a movie for us Indians. It is a part of our pop culture and has given us some of the most unforgettable moments of our cinematic history!
It is also one of those movies where the villain has surpassed the heroes in all forms and has truly been the standout! Gabbar Singh has haunted our minds and lived in our hearts as the most iconic villain to ever grace the silver screen! But Gabbar not only was a professional menace to innocent villagers of Ramgarh but also quite the guru when it comes to life lessons. Yes, you heard that right! And so many of these life lessons could be applied to how we handle our money on a day to day basis!
Money Management Tips
So,what are we waiting for! Let’s dive into how we can learn a thing or two about our money money management tips from Gabbar Singh himself!
Jo Dar Gaya Samjho Mar Gaya
Perhaps the greatest life lesson that could be applied to money management! Most of us are too scared when it comes to using our money. Either we have no clue what to do with it or we are huge procrastinators who are always late to the party when it comes to taking a risk with money -the ‘Kal karenge Bhai’ type. We let it sit idle without considering the numerous options of savings or investment we have. Whether it is investing in mutual funds, stocks or real estate – we need to take an initiative early on so that we can have a proper financial plan in place and start early retirement plans.
For making difficult financial decisions which include making budget cuts and investing in mutual funds/stocks-you need to be brave and take a risk with your money. If you continue to be fearful,then your financial state will be forever stagnant. Along with Gabbar’s ‘Jo Darr Gaya Samjho Mar Gaya’ we have the complementary ‘Darr ke Aage Jeet hain’ so stop postponing important financial decisions and go on and make lots of money!
Jab tak tere pair chalenge, tab tak iski saans chalegi
Though this dialogue was all about Gabbar making Basanti dance by threatening Veeru’s life there’s an important life lesson here! We all need to be motivated to earn our living and take our financial independence in our own hands. And when we incentivize it and give ourselves proper rewards in case of success, there is nothing better than that!
As long as we are motivated to manage our money properly, to check our budget and what cuts are to made, to pay our loans and EMIs on time, to save every month, to plan our retirement properly : humare paise ki saans chalegi!
Once we fulfil any particular financial goal of ours, we can reward ourselves! Suppose you want that new car or flatscreen TV that your neighbor Sharmaji has. Well, set ourselves some goal and once you reach that you can get yourself the said car and TV to brag about in the weekly society meetings!
Also Read: How Buying a House Impacts Your Career
Bahut pachtauge Thakur, bahut pachtaoge
Listen here : Before we knew the Lannisters always pay their debts, came Gabbar who never ever forgot to pay his. He warned Thakur of the grave consequences he would face once he was put in jail. Fast forward, he gets out of jail and like clockwork kills Thakur’s whole family! Talk about never forgetting to pay your dues on time!
Well, that’s the financial lesson here! During various phases of life, we take loans : whether it is education loans or house loans or business loans . It is imperative that we pay our loans and any kind of debt on time. The quicker we finish with paying our dues, the lesser the stress on our income and savings. Also when we have plans to start a family, it is better to have minimum debt. In fact, if we can avoid loans as a whole altogether, our whole annual financial plan stands to improve.
Kitne aadmi the?
Gabbar knew that the key to be the most terrifying dacoit who everybody feared was to know the competition, always! When he grilled Kalia and his minions about their failed extortion at Ramgarh, his ‘Kitne aadmi the’ was the way he got to know who was standing as an obstacle in his villainy course! Similarly, we must also make sure to be constantly informed and aware where our money is going!
So many of us have the ‘out of sight,out of mind’ approach to money. We don’t keep a track of how our money is being spent till it’s very late and a complete collapse of our financial plan occurs and we go broke or bankrupt! So just like Gabbar with his ever cunning mind kept a check on his competition we should also keep a check on our finances and what is working and what is not so that we could keep our record in the green.
Holi kab hain,kab hain holi?
When Gabbar asks this question to his gang, he is devising a plan of attack on his enemies. He wants to be ready for the face-off and knows exactly how to be prepared for it!
Similarly when it comes to our finances, we have good days and bad days and we have to be ready for both. While the good days mean fulfilling our financial goals, it is especially the rainy days which need preparation. There are two ways to prepare for a lifelong battle with growing expenses and towering rates of standard of living : start investing and work towards plans of retirement from early on in your career. Having a definitive retirement plan puts everything into perspective in the long run and makes it easier to spend your money only on important things that matter like your child’s education,health insurance for the family over a new house or car to show off.
Che goli aur admi teen-bohut nainsafi hain! Tera kya hoga Kaaliya?… Le ab goli kha
We all remember this terrifying scene when Gabbar muses out loud about the fate of three of his minions! They failed to live upto the expectations of our villain extraordinaire. No matter how loyal they were to him, their performance as his minions were dismal and therefore they had to go! Now, what lesson can we possibly learn from this? Well,it’s simple! If something is not working in your favour, you have to cut it out! No matter what kind of bond you share with them!
In all of our lives we have leeches in the form of friends and family. Those who always try to borrow money and never return it. These people not only put a huge dent in our pockets for the present but if you constantly lend them money without accountability then it can threaten your own future financial status. Get rid of these people who live off you and your money and you will have more savings!
Not only people, this works for any situation that is unfavourable to your monetary situation. Have a job that pays less than what you are worth? Search for a new one. Shopping addiction resulting in extra expenses every month? Get rid of it! A spouse who can’t stop swiping their card and increasing joint debt? Get rid- wait no hold your horses, you really cant do that here- just block your credit card.
In all,nothing matters more than the health of your finances in the long run so if there is anything disrupting it then you better nip that problem in the bud!
Final Thoughts :
These were the money management handling lessons right from the greatest Indian cinematic villain of all times, dacoit supreme Gabbar Singh! While he is not exactly the right person to emulate, we think the guy knew a thing or two about life and money and his lessons regarding them could be helpful! So follow his advice and get better at handling your money. Please don’t follow his profession though..that will only end up with you chakki pissing for a lifetime! Don’t tell us we did not warn you!