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Recent Posts:

  • Is It Wise to Mix Insurance and Investment – Never
  • Types of Risk in Debt Mutual Funds –Interest Rate, Credit and Liquidity
  • Tax on PF Interest – New PF Rules 2021 with Example
  • Calculating Returns And Lazy You
  • Deductions under Section 80C for FY 2020-21 – Tax Benefits
  • ICICI Pru Guaranteed Income for Tomorrow Review – 4%-5%Returns
  • Deduction under Section 80D – Tax Benefits for 2020-21
  • LIC Bima Jyoti Review, Returns and Tax – New LIC Plan 860 Details
  • Should You Purchase Capital Gain Bonds from NHAI & REC to Save Tax?
  • Chemist Vs Biased Doctor Vs Unbiased Doctor
  • Simple Example of Power of Compounding For Youngsters
  • LIC Jeevan Labh Review – Why Every Blogger Ended Up Calculating Wrong Returns?
  • Room Rent Sub-Limits/ Capping/ Proportionate Charges in Health Insurance Policy
  • Rebalancing Of Portfolio – Shifting From Equity To Debt
  • Download Sample Financial Plan – Consolidation Of Investments
  • Creating Equity Portfolio for Your Investments
  • Creating Debt Portfolio For Your Investments
  • Retirement Asset Allocation – By Age or Goal or Risk Tolerance?
  • Child`s education and Marriage Planning with Asset Allocation
  • How To Choose The Best Personal Accident Insurance Policy – Comparison
  • Health Insurance Cover Beyond Corporate Cover – DIY Part III
  • Importance of Term Insurance and Amount of Cover – DIY Part 2
  • Emergency Funds and How to Invest it? – DIY Part I
  • New Tax Regime – Deductions You Can Not Claim (section 115BAC)
  • Random Advice On Policy Surrender And Its Impact
  • How To Calculate Retirement Corpus In India?
  • Taxation On ULIP Surrender – A Big Mess
  • Those 1%-2% Extra Returns In NCD (Non-Convertible Debentures)
  • 4 Unusual Ways Of Saving Tax in India – Other than 80C
  • 5 Financial Formulas In Excel For Personal Finance Calculations
  • KVP vs NSC – Which One Is Better?
  • 7 Ways Every Indian Can Manage Their Money Well
  • 10 Money Lessons Indian Parents Need To Teach Their Kids
  • Real Rate of Return And Nominal Rate – Difference
  • How Inflation And Returns Impact Your Financial Goals?
  • HDFC SL Youngstar Super Premium – Review
  • 6 Money Management Tips from Gabbar Singh
  • GST On Maintenance Charges Of Residential Building
  • Child Education Vs Retirement Planning – What Will You Choose?
  • 10 Signs You Are Financially Ready For Parenthood
  • Life Decisions that Affect an Indian’s Bank Balance
  • HDFC Progrowth Plus Review – Should I Surrender?
  • 6 Ways – How Buying a House Impacts Your Career
  • 8 Types of People Who Will Never Win at Money
  • 10 Financial Steps In Your 20s To Have a Secure Future
  • Achieving Financial Freedom to Being Wealthy in India
  • ICICI Pru Elite Life Super – Review, Returns & How ULIPs Work?
  • Kisan Vikas Patra – KVP Maturity Period & Interest Rate
  • Asset Allocation By Age OR Goals – Example and Strategies
  • Defining Your Financial Goals Is A 5 Minute Job
  • Is NSC Interest and Maturity Amount Taxable – Interest Rate Chart
  • 4 Things That Can Make A Dent In Your Retirement Corpus
  • EPF Withdrawal Rules 2021-Partial and Full
  • FD VS Debt Funds VS PPF VS VPF For Retirement & Benefits
  • Post Office Monthly Income Scheme – POMIS Calculator 2021
  • Best Investment Options For Senior Citizens In India 2021
  • TDS and Tax On Surrender And Maturity Of Life Insurance Policy
  • Best Cancer Insurance Policy/Plan In India 2020- Comparison
  • Financial Planning for Salaried Employee – Sample Plan for Family
  • PNB Metlife Endowment Savings Plan Plus Review and Returns
  • Should I Surrender My LIC Policy Or Any Other Insurance Policy?
  • IRDA New Rules For Life Insurance Policies and Pension Plans – Beware
  • HDFC Sanchay Plus Review – 6.1% Tax Free Returns in Plan
  • FIRE Retirement in India with Calculator
  • LIC Jeevan Amar – New Offline Term Plan Review
  • LIC Tech Term Plan – New Online Term Plan Review
  • Is Personal Financial Planning Just About Mutual Fund Returns?
  • HDFC Life Sanchay Review and Returns – Where is the Catch?
  • When You do not Need a Comprehensive Financial Planner in India?
  • Best Mid Cap Mutual Funds to Invest In 2019 – Top 5
  • Term Insurance Plan Till 99/100 Years – Is it Worth?
  • LIC Customer Login – New and Old Portal
  • Post Office Schemes – Interest Rates Table, FD & RD Calculator 2021
  • LIC Jeevan Shanti Review -6% IRR Pension Plan
  • Joint Home Loan with Brother, Wife, Father and Friends
  • Senior Citizen Savings Scheme (SCSS) 2021- Calculator and Interest Rates
  • LIC Transaction Status Online – How to Check?
  • Online Retirement Planning Calculator – Where Does it Go Wrong?
  • Pradhan Mantri Vaya Vandana Yojana – PMVVY Scheme With Calculator
  • LIC e-Term Review – Online Term Plan – Do not Buy
  • Can We Extend PPF after 15/20 Years – Extension Rules & Calculator
  • Best Term Plan with Return of Premium (TROP) Or Maturity Benefits
  • 5 Emotional Mistakes which Lead to Common Financial Mistakes
  • Is 1 Crore Term Life Insurance Plan Enough?
  • 12 Personal Finance Calculators for Financial Planning in India
  • How to Choose the Best Financial Planner in India?
  • Can I Retire with 1 Crore in India – Is it Enough?
  • Best Super Top-up Health Insurance Plans in India – Comparison
  • How much Money is enough to never work again in India?
  • Financial Advisor Fees Structure, Cost & Charges in India
  • Should I Surrender My Jeevan Anand Policy from LIC?
  • Sukanya Samriddhi Yojana -Scheme Details, Interest Rate and Calculator
  • Debt Funds Vs FD Vs RD in India
  • Best Large Cap Mutual Funds to Invest in 2019 – Top 10
  • Top 5 Best Multi Cap Funds to Invest in 2019– For Long Term in India
  • Transfer Home Loan to SBI – Points before you Switch
  • Difference between Comprehensive and Zero Depreciation Insurance
  • NRE and NRO Account – Meaning and Difference
  • Best Investment Options in India 2021
  • Free Look Period Cancellation in Insurance & Charges
  • What Should be the Tenure of Term Insurance – Duration of Plans?
  • Capital Gains Tax on Sale of Property – Long Term 2020-21
  • Can NRI invest in India – PPF, Mutual Funds, NPS, Stocks, Bonds
  • LIC Jeevan Anand Review & Returns – Policy Details with Example
  • Home Loan Documents List – Required for HDFC, SBI, LIC & DHFL
  • Home Loan Tips and Tricks – First Time Buyers in India
  • PPF Withdrawal Rules – Partial, After 15 Years & Loan
  • ULIP Charges Comparison – ICICI Prulife and HDFC Life
  • How Much Money is Enough to Retire at 50 in India ?
  • Insurance Ombudsman Act – Role, Limits & Address in India
  • Types of Life Insurance Claims – List and Settlement
  • Different Types of Life Insurance Policies in India
  • SBI Maxgain Home Loan Review- Features & Prepayment Rules
  • Investment Tips for Beginners in India – Warren Buffet’s Golden Rules
  • NPS Tier 1 & Tier 2 – Withdrawal Rules and Calculator 2019
  • Financial Planning for Doctors in India- Wealth Advice and Tips
  • Is Prepayment of Home Loan Beneficial – Charges and Calculator
  • Personal Financial Goals List – Types and Example
  • ULIP Vs Mutual Funds after LTCG – Better Investment Product?
  • Best Child Plan for Education and Marriage & Calculator in India
  • Nomination and Assignment in Life Insurance – Difference
  • NFO in Mutual Fund and IPO – Difference and Should I Invest?
  • NEFT Vs IMPS VS RTGS – Transfer, Limit, Timing & Charges
  • Insurance or Mutual Funds and Term Deposit
  • Bank Locker Rules and Regulations – Charges & RBI Guidelines
  • How to Write/Make Will in India – Sample, Cost & Register
  • Repo Rate and Reverse Repo Rate – Difference & Meaning
  • How to Link Aadhar with Mobile Number, PAN, Bank Account & LIC
  • Early Retirement in India -How to Retire Early like Suresh ?
  • Gratuity Formula – Rules, Limit, Eligibility & Calculation 2020
  • Equity Investors after Karnataka Elections and the Road to 2019.
  • Pradhan Mantri Awas Yojana Eligibility and Status – PMAY 2021
  • Top 20 Life Insurance Companies in India – List & IRDA Ranking 2021
  • Term Insurance Benefits – Maturity, Tax & How the Policy Works?
  • How to File Income Tax Return Online – ITR Forms 2018-19
  • What is Savings Account and Current Account & Difference
  • Money Back Policy – Best LIC for 5/15/20/25 Years
  • Life Insurance Investment Plans – Good or Bad
  • How much Term Insurance should I Buy in India – Need Calculator?
  • Retirement Planning – Example, Importance and Best in India
  • Best Endowment Policy – Types, Features and avoid Buying it
  • How to Invest in Direct Plan of Mutual Funds in India ?
  • GST E-Way Bill – Rules, Login, Format, Register & Generate
  • GST on Life,Car, Bike & Health Insurance Premium & Sector
  • LIC Premium Receipt and Payment Online – LIC Pay Direct
  • Best ELSS Funds 2018-2019-Top 5 Tax Saving Mutual Funds
  • Peer to Peer Lending-Investing, Borrowing & Safety in India
  • What is Financial Planning-Process,Steps & Example in India
  • Best NRI Investment Options in India – Rules 2021
  • What is SIP, STP and SWP in Mutual Funds & How does It Work?
  • Form 15H & 15G – TDS for Senior Citizens & PF Withdrawal
  • NRI PPF Rules – Account and Notification 2019
  • What is GST – Tax Rate, Types, Meaning & Example
  • CIBIL Score Calculation, Meaning for Home, Car & Gold Loan
  • GST Rate on Real Estate – Under Construction & Completed Property
  • Fee Only Financial Planner or Fee Based -List in India
  • Health Insurance for Senior Citizens or Parents above 50-60 Years
  • Having chest pain at 35+ – Get Heart Insurance Policy in India
  • House Rent Allowance Rules and Regulations – HRA 2020-21
  • Cost Inflation Index Calculation for FY 2020-21 & AY 2021-22
  • LIC Policy Status – Check Online by Policy Details & SMS
  • Free Financial Planning Advice in India – Tools in Excel
  • Best Personal Finance Blogs in India – Top 11 in 2021
  • Annualized Return, Absolute Return, CAGR, IRR – Difference
  • Surrender Value in Insurance and Paid up Value
  • Section 194DA -TDS on Maturity of Life Insurance Policy
  • Reverse Mortgage Loan in India and How does it Work?
  • Gift Tax Rate in India – Limits, Exemptions and Rules 2020-21
  • Deduction under Section 80C & 80D- Tax Benefit AY 2019-20
  • Is it Right Time to Invest in Mutual Funds
  • Grace Period For Life Insurance Policy
  • SBI PPF Account – Open Online, Interest Rates & Rules
  • Account Payee Cheque and Crossed Cheque Difference
  • Auto Sweep Facility in Saving Bank Account
  • Minimum Amount due in Credit Card – What is it?
  • Home Loan Tax Benefit – Section 24, 80EE and 80C
  • Growth and Dividend Option in Mutual Funds – Difference
  • Income Tax on Salary – How to Calculate for FY 2018-19
  • Claim Settlement Ratio by IRDA for Term Insurance – 2020-21

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Popular posts

  • House Rent Allowance Rules and Regulations – HRA 2020-21

  • Gratuity Formula – Rules, Limit, Eligibility & Calculation 2020

  • Gift Tax Rate in India – Limits, Exemptions and Rules 2020-21

  • NRI PPF Rules – Account and Notification 2019

  • GST Rate on Real Estate – Under Construction & Completed Property

  • Should I Surrender My Jeevan Anand Policy from LIC?

  • Cost Inflation Index Calculation for FY 2020-21 & AY 2021-22

  • Early Retirement in India -How to Retire Early like Suresh ?

  • Bank Locker Rules and Regulations – Charges & RBI Guidelines

  • Financial Advisor Fees Structure, Cost & Charges in India

Recent Posts

  • Is It Wise to Mix Insurance and Investment – Never

  • Types of Risk in Debt Mutual Funds –Interest Rate, Credit and Liquidity

  • Tax on PF Interest – New PF Rules 2021 with Example

  • Calculating Returns And Lazy You

  • Deductions under Section 80C for FY 2020-21 – Tax Benefits

  • ICICI Pru Guaranteed Income for Tomorrow Review – 4%-5%Returns

  • Deduction under Section 80D – Tax Benefits for 2020-21

  • LIC Bima Jyoti Review, Returns and Tax – New LIC Plan 860 Details

  • Should You Purchase Capital Gain Bonds from NHAI & REC to Save Tax?

  • Chemist Vs Biased Doctor Vs Unbiased Doctor

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About Us

Hi,
I am Ajay Pruthi, an alumnus of NIT Jalandhar and K.J. Somaiya Institute of Management Studies. I have over 10 years of experience in the field of insurance and have worked with top two private insurance players in the country.

I am a Certified Financial Planner and currently working as a Paraplanner with Mr. Melvin Joseph, founder of Finvin Financial Planners.

If you liked my blog and want to discuss further on comprehensive fee only financial planning, feel free to get in touch by visiting Finvin Financial Planners.

 

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