Introduction to Retirement Planning My friend Sujit could not stop laughing when I asked him about his retirement planning. “Who thinks about retirement planning? I am only 30, Retirement is far away.” says Sujit. Most of us , like Sujit, having higher salaries do not believe in retirement planning because we believe in living for…
What is an Endowment Policy or an Endowment plan ? Why Endowment Policies should not be a part of your portfolio? Why you should not mix insurance with investments? What is an Endowment Policy or Plan? Endowment policy is a traditional Life Insurance policy. As an endowment plan is a combination of insurance and investments…
What is Direct Plan of Mutual Funds(MF) in India? How to invest in “Direct Plan of Mutual Funds“? SEBI, the market regulator had come out with one more investor-friendly measure from 1st January, 2013 ̶ Direct Plan of Mutual Funds. Earlier, SEBI was in the news when it abolished the Entry Load in Mutual Funds….
What is GST E-Way Bill? How to register and generate E-Way Bill from the portal? What are GST E-Way Bill rules and when are the rules applicable? How to login on portal and get the format of E-Way Bill? What is GST E-Way Bill ? E-Way bill is an electronic document which is required to…
What is GST on life insurance premium? What are GST rates on health, car, bike insurance premium? Insurance sector plays a vital role in the country and this industry is gradually going forward. The Government is also taking initiative to boost this industry. To boost this sector, it has also introduced many policies like Pradhan…
With the fiscal year ending, the Tax savings is definitely the most important thing in everyone’s mind. Most of you must have already bought insurance policies to save tax under Section 80C for the fiscal year 2018-2019 and I am confident that out of those insurance policies, LIC will be on top of the leader…
What does ELSS mean? Which are the best ELSS Funds in India for FY 2018-2019? Why do we call it Tax Saver Mutual Funds? What are the tax exemptions, we get under tax saving Mutual Funds? What are different types of options to choose while investing in tax saving best ELSS funds? We are again into another tax…
During our grandparents’ time, it was normal to lend money from relatives and neighbours. Though there was no formal platform but it was peer to peer lending in those days.There were tough days where one would find it difficult to make ends meet and the only option you would have was taking a loan from…
An IIM Kozhikode alumnus, Karan vashisht has more than 7 years of experience in product design for financial services sector. He likes to write on topics related to personal finance. Founder at startup related to IoT and motor insurance, he is an avid follower of tech that impacts daily lives.