People are often confused about whether they should save for their child’s education or plan for retirement. If the last option was to choose between child education and retirement planning, I would go with the latter one. (i.e. retirement planning.) When I am talking about child education, it’s not referring to the education up to…
What is that one thing we married Indians cannot escape? No,the answer is not annoying big nosed dur ke rishtedar always minding our business and never their own and not that mohalle wali aunty always peeking into our houses and eavesdropping for the weekly neighborhood gossip! It’s the constant question of ‘ When are you…
We all remember Rajesh Khanna belting out ‘Zindagi Ke Safar Mein Guzar jaate jo mukam, woh phir nahi aatein’ and he was right! Our life is a mixture of the good and the bad decisions we make. But there is one thing that keeps us on our toes. There is one thing that keeps us…
Would you ever buy a product if your agent tells you bluntly that the product charges are extremely high? In the first 2 years, the charges are around 7 %, and for the next 3 years, they are around 5%. Whereas the charges go as high as 9.9% from the 6th-10th year. This is the…
Let me start with a story: A friend of mine had always dreamt of buying a house, something he can call his own. He was living on rent in a house close to his office without giving it much thought. After tasting success in his career, he bought a house and now has to travel …
Indians are known to work hard to earn their money. They are equally famous for knowing exactly how to spend it! There are no lies in that statement. We are known to be efficiently frugal. Some of that we have learned through trial and error, but most of our financial knowledge has been passed down…
Have you reached the age of 20 or are in early 20s and feel like it’s time to become financially independent? Does the idea of achieving future financial security constantly bother you? Safeguarding your financial future becomes a matter of great concern once you’re on the threshold of adulthood. The reason is that once you…
Achieving financial freedom and becoming wealthy is one of the major life goals of almost every other Indian. In this article, I will explain how you can go about from achieving financial freedom to being wealthy. Before moving on, let us understand what financial freedom actually stands for. What Is Financial Freedom? Financial freedom refers…