The rebalancing of portfolio should start at the very beginning when you start investing for a goal. Most DIY investors start investing in equity mutual funds but are normally unsure about when to shift from equity to debt instruments. There’s no fixed rule for the rebalancing of portfolio. There’re are various factors involved when it…
If you straightaway want to download the sample financial plan in PDF file without reading further, scroll to the article’s end. But I’d suggest you read the article before jumping on to see what a financial plan looks like. Secondly, if you’re expecting a 30-40 page report in a financial plan, I’m very sorry. I…
Equity instruments are undoubtedly the most hyped instruments to get higher returns in today`s age. It’s not that equity investments don’t give returns. Equity portfolio definitely gives returns but not up to the expectations of investors. Patience is another criterion which most people lack when it comes to investing in equity instruments. Ask an investor…
The investors’ obsession with returns makes their debt portfolio even riskier while the fact is that a debt portfolio should always provide stability and security to your portfolio. Before getting started with the debt portfolio creation process, let’s see which investments shouldn’t be there in your debt portfolio. Investments To Avoid In Debt Portfolio Here’re…
How should the retirement asset allocation be done – by age or by goal or by risk tolerance? Before jumping to the answer of this question, let’s first understand what asset allocation is all about. What Is Asset Allocation? Asset allocation basically means how much of your investments should be divided into equity and debt instruments….
How to calculate the amount for Child`s education and Marriage Planning? How to properly allocate the assets for the same? There’s no denying the fact that higher education costs are shooting up like anything. I still remember the fees of my higher education which was Rs. 6,000 per semester in my engineering college. That too,…