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Financial Planning

Rebalancing Of Portfolio – Shifting From Equity To Debt

By:MoneyChai Financial Planning Published: 13 Apr, 2020

Rebalancing Of Portfolio – Shifting From Equity To Debt

The rebalancing of portfolio should start at the very beginning when you start investing for a goal. Most DIY investors start investing in equity mutual funds but are normally unsure about when to shift from equity to debt instruments. There’s no fixed rule for the rebalancing of portfolio. There’re are various factors involved when it… 

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Filed Under: Financial Planning

Download Sample Financial Plan – Consolidation Of Investments

By:MoneyChai Financial Planning Last Updated: 21 Dec, 2020

Download Sample Financial Plan – Consolidation Of Investments

If you straightaway want to download the sample financial plan in PDF file without reading further, scroll to the article’s end. But I’d suggest you read the article before jumping on to see what a financial plan looks like. Secondly, if you’re expecting a 30-40 page report in a financial plan, I’m very sorry. I… 

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Filed Under: Financial Planning

Creating Equity Portfolio for Your Investments

By:MoneyChai Financial Planning, Investment Last Updated: 12 Apr, 2020

Creating Equity Portfolio for Your Investments

Equity instruments are undoubtedly the most hyped instruments to get higher returns in today`s age. It’s not that equity investments don’t give returns. Equity portfolio definitely gives returns but not up to the expectations of investors. Patience is another criterion which most people lack when it comes to investing in equity instruments. Ask an investor… 

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Filed Under: Financial Planning, Investment

Creating Debt Portfolio For Your Investments

By:MoneyChai Financial Planning, Investment Published: 10 Apr, 2020

Creating Debt Portfolio For Your Investments

The investors’ obsession with returns makes their debt portfolio even riskier while the fact is that a debt portfolio should always provide stability and security to your portfolio. Before getting started with the debt portfolio creation process, let’s see which investments shouldn’t be there in your debt portfolio. Investments To Avoid In Debt Portfolio Here’re… 

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Filed Under: Financial Planning, Investment

Retirement Asset Allocation – By Age or Goal or Risk Tolerance?

By:MoneyChai Financial Planning, Retirement Published: 8 Apr, 2020

Retirement Asset Allocation – By Age or Goal or Risk Tolerance?

How should the retirement asset allocation be done – by age or by goal or by risk tolerance? Before jumping to the answer of this question, let’s first understand what asset allocation is all about. What Is Asset Allocation? Asset allocation basically means how much of your investments should be divided into equity and debt instruments…. 

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Filed Under: Financial Planning, Retirement

Child`s education and Marriage Planning with Asset Allocation

By:MoneyChai Financial Planning Published: 7 Apr, 2020

Child`s education and Marriage Planning with Asset Allocation

How to calculate the amount for Child`s education and Marriage Planning? How to properly allocate the assets for the same? There’s no denying the fact that higher education costs are shooting up like anything. I still remember the fees of my higher education which was Rs. 6,000 per semester in my engineering college. That too,… 

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Filed Under: Financial Planning

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About Us

Hi,
I am Ajay Pruthi, an alumnus of NIT Jalandhar and K.J. Somaiya Institute of Management Studies. I have over 10 years of experience in the field of insurance and have worked with top two private insurance players in the country.

I am a Certified Financial Planner and currently working as a Paraplanner with Mr. Melvin Joseph, founder of Finvin Financial Planners.

If you liked my blog and want to discuss further on comprehensive fee only financial planning, feel free to get in touch by visiting Finvin Financial Planners.

 

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