Life Insurance- Is it worth buying and how much Life Insurance should I buy? Should I go for term Insurance? What are term insurance benefits and disadvantages and how the policy works? Do I get maturity benefits in term insurance policy? What are the tax benefits in term insurance? I was addressing a meeting on Financial…
If you are seriously searching for Best Money Back Policy, this article is for you. If you have already invested in a Money Back Plan, be it from LIC or HDFC or SBI Life for 5 Years or 25 Years, you are stuck. Believe me you, it is the worst instrument for investment. Even saving…
Is it good to Invest in Life Insurance Investment Plans? Let me start with a Car Policy. What are the benefits in your Car Insurance Policy? You can make a claim, if there is a car accident in that year and you need not spend money from your pocket for the repairs. If the car is…
How much term insurance should I buy and how to calculate term insurance cover amount in India? Let me start by telling you a story of my friend Rahul, who is under the impression that he is adequately insured. He is paying an annual premium of around Rs.1 Lakh under 3 insurance policies. He complains…
What is an Endowment Policy or an Endowment plan ? Why Endowment Policies should not be a part of your portfolio? Why you should not mix insurance with investments? What is an Endowment Policy or Plan? Endowment policy is a traditional Life Insurance policy. As an endowment plan is a combination of insurance and investments…
With the fiscal year ending, the Tax savings is definitely the most important thing in everyone’s mind. Most of you must have already bought insurance policies to save tax under Section 80C for the fiscal year 2018-2019 and I am confident that out of those insurance policies, LIC will be on top of the leader…
Which is the best “Health Insurance for Senior Citizens” in India? What is the best Health Insurance Policy for your Parents? Can I take it without Medical Test?Can I take a mediclaim policy for parents aged above 50/60/70/75/80 years. First of all, let us understand it with an example My friend Deepak is in financial trouble…
Do you know, you can get a heart insurance policy in India? Can you get a health insurance policy after heart attack? Is it possible to get a health insurance after angioplasty? Heart Insurance Policy – A Short Story While preparing a sales report, Arun suddenly felt a small sensation in his chest. It felt…