How should the retirement asset allocation be done – by age or by goal or by risk tolerance? Before jumping to the answer of this question, let’s first understand what asset allocation is all about. What Is Asset Allocation? Asset allocation basically means how much of your investments should be divided into equity and debt instruments….
This is indeed the easiest way to calculate your retirement corpus (without using an excel sheet or a financial calculator). You just need to open the calculator application on your Mobile to give this a try. But before we start, please make a note of 4 important things that are needed to calculate retirement corpus…
People are often confused about whether they should save for their child’s education or plan for retirement. If the last option was to choose between child education and retirement planning, I would go with the latter one. (i.e. retirement planning.) When I am talking about child education, it’s not referring to the education up to…
Before getting started, let us try to understand the meaning of the term ‘retirement corpus’. Then, we will move on to discuss the 4 things that can make a dent in your retirement corpus. Retirement Corpus Meaning Although the term ‘retirement corpus’ may sound somewhat complex, its meaning is very simple. Retirement corpus refers to…
Suppose you’re given an option between FD, Debt Funds, PPF or VPF for your retirement. What would you choose from amongst the above-mentioned investment options? I have seen the majority of the people asking for safe investments with good returns. Nevertheless, they still don’t consider VPF in their portfolio. Now, before moving any further, let…
FIRE Retirement, primarily an acronym for ‘Financial Independence Retire Early’ has become increasingly popular in India. The reason it’s gaining popularity is not that people want to leave their nine-to-five jobs and follow their passion. Okay, it may be the case for 1% of people. But rest of the people are considering FIRE because they’re…