1. Take life expectancy more than 80 years.
2. Returns above inflation- Do not take more than 1%-2%
3. Better to take the following returns
* Debt Instruments -6%
* Equity Instrument -12%
* Mix of Equity and Debt – 10%
I am Ajay Pruthi, an alumnus of NIT Jalandhar and K.J. Somaiya Institute of Management Studies. I have over 10 years of experience in the field of insurance and have worked with top two private insurance players in the country.
I am a Certified Financial Planner and currently working as a Paraplanner with Mr. Melvin Joseph, founder of Finvin Financial Planners.
If you liked my blog and want to discuss further on comprehensive fee only financial planning, feel free to get in touch by visiting Finvin Financial Planners.